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Loyalty Club

Mawarid Loyalty Card Benefits

  • All Loyalty Cards Members are automatically enrolled under Group Personal Accident Scheme.
  • The Group Personal Accident Insurance covers Death or Permanent Disability of the Insured Member due to Accident with an Insurance cover.
  • Facilities to register multiple beneficiaries under your Loyalty Card for quick retrieval of data during your visit to any of outlets across U.A.E
  • Seamless processing of your payment instructions to the registered beneficiaries with zero error.

Terms & Conditions for accidental insurance


  • Geographical Limit shall be Worldwide
  • Each Individual is eligible for Insurance cover up to a maximum of AED 15,000/- only
  • Period of Insurance – 1 year from the date of issuance of Loyalty Card.
  • Cover ceases on

      -  Expiry of Loyalty Card membership or
-  Expiry of UAE Resident visa/work permit (if not renewal) or whichever shall first occur.

  • Age band between 18 years to 65 years
  • Permanent total disability is based on any occupation and is subject to 12 months waiting period.
  • Cover ceases after a permanent total disability claim.
  • Beneficiary shall be the legal heir/s of the Loyalty card holder member.
  • Dependents of Loyalty Card members are not covered. 
  • Many more benefits will be announced time to time.